An injury at work is no small matter; it can be something that interferes with your life in a major way for a significant amount of time. It may be weeks, months, or even the rest of your life, but no matter how much time you’re out of work due to your injury, you’re missing out on as many hours of paid time, too. When you’re losing this much money, it can be even more devastating to your life than the injury itself.
It’s for this reason that workers’ comp is available as a resource for employees; to ensure that an accident at work that you had no power to prevent doesn’t render you incapable of meeting your needs and continuing to live your life to the best of your ability. But workers’ comp isn’t available to everyone, and certain circumstances could disqualify you from receiving it despite the extent of your injuries.
The most important step for giving you the best chance possible at receiving the compensation you need is to make sure you’ve followed the process of filing a claim correctly, with particular attention paid to determining what kind of workers’ comp claim you should file. Even this may not be enough, however, and you may find that your claim has been denied for reasons you don’t fully understand.
Whether you’re just getting started on filing your claim or attempting to figure out what to do after your claim has been denied, the wisest choice you can make is to retain the services of an experienced workers’ comp lawyer. In this blog post, we’ll take a closer look at how an attorney can help you determine the type of claim you should file and navigate any problems that may cause your claim to be denied.
Determining the type of claim to file
When you follow every necessary step to file your workers’ comp claim correctly from the beginning, you give yourself the best chance at being compensated promptly without having to respond to a denial and determine the right course of action. A drawn-out process could quickly become costly, eating into the funds you would receive for your injury and making life unnecessarily harder for you.
Under North Carolina law, you must file your claim within two years and notify your employer within 30 days to be eligible for workers’ comp, and it’s essential to determine what kind of claim is the one that best fits your situation within this time window. You can file several different types of claims and receive a range of benefits, including:
Temporary partial disability
Temporary total disability
Permanent partial disability
Total and permanent disability
Finding the right way forward when you aren’t compensated
Even if you’ve filed a workers’ comp claim that appropriately suits your circumstances and followed the proper process for doing so as closely as possible, it’s still possible for your claim to be denied. This may not necessarily be due to an oversight on your part, either; your employer or their insurer could be wrongfully attempting to prevent you from receiving the compensation you’re due.
It’s a good idea to have a lawyer on your side even when you first file your claim in order to have access to as much personalized expertise as possible, but in any circumstance where your claim is denied, it’s paramount that you work with one to resolve the situation and get compensated for the paid time you’re missing out on.
Work with Rodzik Law Group to settle your workers’ comp case
When you need experienced workers’ comp lawyers well-versed in North Carolina law, you need Rodzik Law Group. We’re ready to work with you to navigate your situation, help you file your claim properly, and overcome setbacks as they arise. For more information or to schedule a consultation, call now!